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Who Can Help Pay for a Funeral in California?

Funeral costs in California can be overwhelming, but various organizations, programs, and charities may provide financial assistance to help ease the burden. From government benefits to non-profit organizations, several resources exist to assist families in covering funeral and burial expenses. This article outlines who can help pay for a funeral in California, with a helpful table of resources for easy reference.

Government funeral financial assistance

Here is government level support in California available for assistance with funeral expenses.

Social Security Benefits

If the deceased was receiving Social Security benefits, their spouse or children may be eligible for a one-time death benefit of $255. This is a federal benefit and applies nationwide, including in California.

California Department of Health Care Services (Medi-Cal)

If the deceased was enrolled in Medi-Cal, the state may offer limited assistance for funeral and burial expenses. While Medi-Cal generally covers medical needs, certain long-term care programs may have funeral benefits attached.

Veterans Affairs (VA) Benefits

Veterans and their dependents may be entitled to burial benefits through the U.S. Department of Veterans Affairs. The VA provides burial allowances, a burial plot, and funeral honors for eligible veterans. Additionally, California has veterans’ cemeteries where eligible veterans can be interred at reduced or no cost.

County Burial Programs

For individuals with no means or whose families cannot afford funeral expenses, many counties in California have indigent burial or cremation programs. These programs are often referred to as “pauper burials.” Each county has different eligibility requirements and levels of assistance.

  • Eligibility: Low-income individuals with no family to cover costs.
  • Where to apply: Contact your local county health department. Learn how.

State and Federal Assistance for COVID-19 Deaths

For those who lost a loved one due to COVID-19, FEMA offers reimbursement for funeral expenses through their COVID-19 Funeral Assistance program. The death must have occurred after January 20, 2020, and be attributed to COVID-19 to qualify.

GoFundMe and Crowdfunding

Families increasingly turn to crowdfunding platforms like GoFundMe to raise funds for funeral expenses. While this is not a guaranteed source of funding, it has helped many families cover the high costs of funerals.

Charities and Non-Profits That Help Pay for Funerals in California

In addition to government programs, several charities and non-profit organizations offer funeral assistance, especially to families in financial distress. These organizations often focus on helping specific groups such as children, veterans, or low-income families.

See more about Charities That Can Help Pay for a Funeral.

The Final Farewell Foundation

This non-profit provides financial assistance for funeral expenses, specifically focusing on children. The organization helps families by covering the costs of burial or cremation for children who pass away, ensuring that no family has to face financial hardship during such a difficult time.

  • Eligibility: Low-income families in need of funeral assistance for a child.
  • Link: Final Farewell

Children’s Burial Assistance

This charity assists families who have lost a child but cannot afford the burial costs. The organization provides funeral cost support, helping to ensure that every child receives a dignified burial regardless of the family’s financial situation.

The TEARS Foundation

This foundation helps families with the cost of infant funerals and provides emotional support to families who have lost a baby. The TEARS Foundation operates across the U.S., including California, and provides grants to help cover burial or cremation expenses for infants.

  • Eligibility: Parents needing financial assistance to cover funeral costs for infants.
  • Link: TEARS Foundation

Modest Needs

This non-profit organization provides financial grants to individuals and families facing short-term financial challenges, including funeral expenses. Modest Needs focuses on helping people who don’t qualify for traditional assistance programs but still need financial help.

  • Eligibility: Individuals and families facing short-term financial hardships.
  • Link: Modest Needs

The American Legion

The American Legion offers funeral assistance programs for veterans and their families. In addition to help with funeral costs, they may also offer support with securing burial rights in veterans’ cemeteries.

Funeral Consumers Alliance

The Funeral Consumers Alliance provides information and resources to help consumers navigate funeral costs and make informed decisions. While they do not provide direct financial assistance, they help families reduce costs by offering guidance on affordable options.

Local Churches and Religious Organizations

Many churches and religious organizations in California provide funeral assistance to their members or even to the local community. They may offer free or low-cost funeral services, help with donations, or cover burial expenses. See also: Christian charities in the U.S. that can help with funeral costs

Catholic Charities

Catholic Charities of California may provide funeral assistance to low-income families and those in need, often offering support through local dioceses. These services may include reduced-cost funerals or help in organizing charity events to raise funds.

Jewish Charities

See these Jewish charities that provide assistance for funerals in the U.S.

See also:

Table of Resources for Funeral Assistance in California

ResourceType of AssistanceEligibilityLink
Social Security Death BenefitOne-time payment of $255Surviving spouse or children of deceasedSocial Security Administration
Medi-Cal Funeral AssistanceLimited funeral coverageDeceased was enrolled in Medi-CalCalifornia Department of Health Care Services
VA Burial BenefitsBurial and funeral expenses for veteransEligible veterans and dependentsVA Benefits
County Burial AssistanceIndigent burial or cremationLow-income individuals with no family to cover costsContact local county health department
FEMA COVID-19 Funeral AssistanceReimbursement for COVID-19 funeral costsDeath attributed to COVID-19 after Jan. 20, 2020FEMA Funeral Assistance
GoFundMeCrowdfunding for funeral expensesAnyoneGoFundMe Funeral Fundraising
Final Farewell FoundationFuneral costs for childrenLow-income familiesFinal Farewell
Children’s Burial AssistanceChild burial assistanceFamilies in needChildren’s Burial Assistance
TEARS FoundationInfant funeral cost coverageParents of infantsTEARS Foundation
Modest NeedsGrants for funeral expensesShort-term financial hardshipModest Needs
American LegionFuneral assistance for veteransVeterans and familiesAmerican Legion
Funeral Consumers AllianceInformation on reducing funeral costsAll individualsFuneral Consumers Alliance
Catholic CharitiesFuneral assistanceLow-income familiesCatholic Charities of California

See also:

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