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Step-by-Step Guide to Preplanning Your Own Funeral

Preplanning your own funeral is a thoughtful and practical way to ensure that your final wishes are honored while sparing your loved ones from making difficult decisions during an emotional time. This guide will help you understand the different options available, offer guidance on how to document and share your wishes, and provide a step-by-step process for making informed decisions about your funeral.

Step 1: Reflect on Your Preferences

Before diving into the details, take some time to reflect on your values, beliefs, and personal preferences. Consider the type of service you want and how you wish to be remembered. Key questions to consider include:

What type of service do I want? Religious, traditional, celebration of life, or something else?)


How do I want people to feel at my funeral? Somber, joyful, reflective, or celebratory?

What are the key elements I want to include? Music, specific readings, or speakers?

By reflecting on these questions, you’ll have a clearer vision of the type of service that best represents your life.

Step 2: Understand Your Funeral Options

There are several ways to handle your final remains, each with unique processes and outcomes. Understanding these options will help you make a decision that aligns with your values and preferences. Below are the four main choices to consider:

Burial

Burial is the traditional method where the body is placed in a casket and interred in the ground. A burial often involves embalming the body for preservation and includes a ceremony at the gravesite. A grave marker or headstone typically commemorates the deceased.

Pros: Provides a physical place for loved ones to visit and reflect; allows for traditional religious ceremonies.

Cons: Often the most expensive option, as it includes costs for the casket, burial plot, headstone, and perpetual care.

Cremation

Cremation is the process of reducing the body to ashes through high heat. The remains are often stored in an urn and can be kept, buried, or scattered in a meaningful location.

Pros: More affordable than burial and offers flexible options for the remains; can be combined with a traditional funeral service or a more informal gathering.

Cons: May not align with certain religious beliefs or traditions; the decision on what to do with the ashes can be difficult for loved ones.

Aquamation

Also known as alkaline hydrolysis, aquamation is an eco-friendly alternative to cremation. It uses water and an alkaline solution to accelerate the natural decomposition process, leaving behind bone fragments that can be returned to the family as ashes.

Pros: Environmentally friendly and uses significantly less energy than traditional cremation; produces no emissions or pollutants.

Cons: Not widely available in all locations, and it may be unfamiliar to many people, requiring more explanation to loved ones.

Green Funeral

A green or eco-friendly funeral emphasizes sustainability and minimal environmental impact. It often involves foregoing embalming and using biodegradable materials for burial, such as a shroud or a simple, untreated wooden casket. Green burials may take place in a natural conservation area.


Pros: Reduces environmental impact; aligns with eco-conscious values; often less expensive than traditional burial.

Cons: Green burial sites may be limited in certain regions, and it may require foregoing some traditional funeral elements.

Step 3: Choose a Funeral Home or Service Provider

Once you’ve made your decision about burial, cremation, aquamation, or a green funeral, it’s time to choose a funeral home or service provider. Here are some steps to guide you:

Research Providers:
Look for local funeral homes that offer the services you’re interested in. Some specialize in eco-friendly options or have expertise in certain religious or cultural traditions.

Compare Costs: Funeral homes are required to provide detailed price lists for their services. Compare costs between different providers to ensure you’re getting the best value.

Visit in Person: If possible, visit the funeral home in person to meet with staff, tour the facility, and ask any questions you may have. If that is not appealing, request a video call using Zoom Google Meet, Skype or related technology.

Step 4: Plan the Service

Once you’ve selected a provider, it’s time to plan the service itself. This is your chance to make the event truly reflective of your life. Consider these key elements:

Music:
Select songs that have personal meaning or reflect your values.

Speakers:
Choose family members or friends who can speak on your behalf. You may also want to include a clergy member or celebrant if you’re planning a religious or formal service.

Readings and Prayers:
If you have specific religious or literary passages in mind, include them in your plan.

Location:
Decide whether the service will take place at a funeral home, religious institution, or another special place.

Step 5: Prepay for Services (If Desired)

Some people choose to prepay for their funeral services to relieve their family from the financial burden. Prepaying can lock in today’s prices and ensure that funds are allocated specifically for your funeral. Be sure to:

Review Contracts Carefully: Understand what services are covered and what happens if you move or your wishes change.

Understand Your Rights: If prepaying, make sure the funeral home is part of a state or provincial fund that protects your investment if the business closes.

Step 6: Answer Additional Key Questions

Before finalizing your plan, answer these additional questions for yourself to ensure that your service is truly personalized:

Do I want a viewing or wake? If so, do I prefer an open or closed casket?

What should I wear for my burial or cremation? Some people have specific preferences for clothing or personal items to be buried with them.

How formal should my service be? Will it be a traditional, formal ceremony or something more informal and relaxed?

Do I want my remains kept in a specific location or scattered in a meaningful place? If you opt for cremation or aquamation, think about the final resting place of your remains.

Who will take responsibility for ensuring my wishes are followed? Consider appointing a trusted family member or friend to be the point person for your funeral.

Step 7: Document Your Funeral Wishes

Once you’ve made your decisions, it’s essential to document them clearly. Here’s how:

Create a Written Funeral Plan:
Outline your wishes in a written document that includes all major decisions—such as burial, cremation, or aquamation—along with service details, music choices, speakers, and any special requests.

Legal Documentation:
Consider including your funeral wishes in your will, or create a separate document that gives legal authority to a trusted person to oversee your arrangements.

Store Your Documents Safely:
Keep your funeral plan with other important legal documents. Let your family know where it’s stored so they can easily access it when needed.

Step 8: Share Your Plans with Loved Ones

Once your funeral plans are documented, it’s time to share them with key family members. Open communication is essential to avoid confusion or disagreements when the time comes. Here’s how to do it:

Schedule a Family Meeting:
Gather your immediate family or other key people to discuss your funeral wishes. Be honest about your reasons for preplanning and explain the decisions you’ve made.

Provide Copies of Your Plan:
Give a copy of your funeral plan to your designated point person, your spouse, and any other trusted family members. Make sure they understand your wishes and where to find the documents when needed.

Answer Questions:
Be prepared for questions or concerns from your family. This is an opportunity to address any uncertainties and ensure everyone is on the same page.

Step 9: Review and Update Your Plans

Your wishes may change over time, so it’s important to periodically review and update your funeral plan. Life events such as moving to a new location, changes in family dynamics, or shifting beliefs may impact your preferences. Make sure your plan stays current by revisiting it every few years and communicating any updates with your family.

Need help finding a funeral home near you? Use our website at funeralhomesnearby.com or email us at help@funeralhomesnearby.com to receive free recommendations based on your location.

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